Best Account-To-Account (A2A) Payments Infrastructure Companies

Visa operates in the digital payments sector within the financial services industry. The company facilitates transactions between consumers, merchants, financial institutions, and government entities, providing a global payment network. Visa's services cater to a range of sectors, allowing payment processing for various stakeholders. It was founded in 1958 and is based in San Francisco, California.

Stripe provides services for businesses to manage online and in-person payments. The company offers products including payment processing Application Programming Interfaces (APIs), payment tools, and solutions for handling subscriptions, invoicing, and financial reports. Stripe serves sectors such as e-commerce, Software as a Service (SaaS), platforms, marketplaces, and the creator economy. Stripe was formerly known as DevPayments. It was founded in 2010 and is based in South San Francisco, California.

GoCardless specializes in online payment processing solutions. The company offers services to facilitate direct bank payments, including instant one-off payments, automated recurring payments, and access to bank account data for businesses. GoCardless primarily serves businesses looking to streamline their payment collection and reconciliation processes. It was founded in 2011 and is based in London, United Kingdom.

Adyen (AMS: ADYEN) is a financial technology platform that offers end-to-end payment solutions, data-driven insights, and financial products for businesses. The company provides services that enable merchants to accept payments, manage fraud, and integrate payment data across online and offline channels. Adyen's platform is designed to support businesses in optimizing their financial operations and increasing automation with its banking infrastructure. It was founded in 2006 and is based in Amsterdam, Netherlands.

Banked is a financial technology company that specializes in real-time payments for consumers, businesses, and banks within the fintech sector. The company offers a suite of products that facilitate fast, secure, and simple account-to-account payments, including a modular checkout solution, payment links, and QR codes, as well as services for payouts, refunds, and fraud management. Banked's solutions are designed to improve payment security, enhance business efficiency, and reduce costs associated with traditional payment methods. Banked was formerly known as StudioH67. It was founded in 2018 and is based in London, United Kingdom.

Block operates within the financial technology and digital entertainment sectors and provides services such as digital payments, peer-to-peer money transfers, cryptocurrency engagement, and music streaming. Its platforms address financial transactions and entertainment solutions. Block was formerly known as Square. It was founded in 2009 and is based in Oakland, California.

Buckzy Payments operates within the financial technology sector. It provides cross-border payment solutions. The company offers a cross-border payment network and Banking-as-a-Service on an embedded finance platform, which includes APIs for transaction banking and customer journeys. Buckzy serves financial institutions, fintechs, marketplaces, and multinational companies. It was founded in 2018 and is based in Toronto, Canada.

Dwolla is a financial technology company that operates within the financial services sector. The company provides a platform for businesses to integrate bank transfer technology into their systems, facilitating payment methods such as standard ACH, same day ACH, and instant payments. Dwolla's services are used in industries like insurance, lending, real estate, manufacturing, and healthcare. It was founded in 2008 and is based in Des Moines, Iowa.

Fiserv operates as a global financial technology and payments company. The company provides solutions for banking, global commerce, merchant acquisition, billing and payments, and point-of-sale. It helps businesses to accept payments, and manage their finances. It offers solutions for financial institutions, the public sector, large and small enterprises, and more. It was founded in 1984 and is based in Milwaukee, Wisconsin.

Melio develops accounts payable solutions. The company offers services that allow businesses to pay their bills, send invoices, and receive payments online, as well as make international payments and automate their bill payment process. Its accountant dashboard enables integrations, team management, easy bill capture, and more. It primarily serves the business-to-business (B2B) payments in logistics, healthcare, construction, non-profit, and retail industries. It was founded in 2018 and is based in New York, New York.

Modulr specializes in embedded payments within the financial technology sector. The company offers a platform that enables businesses to integrate payment processing, account management, and card issuance into their systems. Its services cater to a variety of sectors including travel, lending, merchant services, and investment management. The company was founded in 2015 and is based in London, United Kingdom.

PayPal (NasdaqGS: PYPL) operates as a financial technology company. It specializes in digital payment solutions. The company offers a range of services, including digital wallets, money management, peer-to-peer transfers, merchant payment processing, and credit products. PayPal caters to individual consumers, small businesses, and large enterprises with tailored payment and financial services. PayPal was formerly known as X.Com. It was founded in 1998 and is based in San Jose, California.

Token.io specializes in A2A payment infrastructure within the financial technology sector. The company offers solutions for initiating instant bank payments, managing recurring payments, and handling virtual accounts, all designed to facilitate smoother and more secure financial transactions. Token.io primarily serves payment providers, banks, and merchants looking to integrate advanced payment methods into their services. Token.io was formerly known as Token. It was founded in 2016 and is based in London, United Kingdom.

TrueLayer is an open banking platform that specializes in the financial services industry. The company offers a suite of products that enable instant bank payments, fast and verified payouts, streamlined user onboarding, and variable recurring payments, all designed to facilitate safer and more efficient financial transactions. TrueLayer primarily serves sectors such as e-commerce, gaming, financial services, travel, and cryptocurrency markets. TrueLayer was formerly known as Finport. It was founded in 2016 and is based in London, United Kingdom.

Volt specializes in real-time payment solutions within the financial technology sector. The company offers a comprehensive suite of products designed to facilitate seamless open banking transactions, including an omnichannel checkout platform, payment link generation, transaction tracking, fraud prevention, and real-time reporting. Volt's services are primarily utilized by the electronic commerce (e-commerce) industry, enhancing the payment processes for businesses and consumers alike. It was founded in 2019 and is based in London, United Kingdom.